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Mortgage Disclosures

Effective Date: 01/20/20

Last Updated: 09/21/26

Golden Rule Investments' Role

Golden Rule Investments is a mortgage broker and financing intermediary. We are not a direct lender.

Golden Rule does not fund loans with its own capital. We work with independent third-party lenders and funding providers to identify potential financing solutions for qualifying investment and business-purpose real estate transactions.

Golden Rule does not make final lending decisions, approve loans, establish final underwriting requirements, or fund loans directly.

Financing Availability

Loan products and financing options are subject to availability and may vary based on the lender, property, transaction, borrower qualifications, loan purpose, location, and other applicable factors.

Submission of an inquiry, application, property information, or other documentation does not constitute a loan commitment or guarantee of financing.

All financing remains subject to lender review and approval.

Loan Terms

Interest rates, loan amounts, leverage, loan-to-cost and loan-to-value ratios, fees, repayment terms, prepayment provisions, closing requirements, and other loan terms are determined by the applicable lender and may change without notice.

Any terms or examples presented by Golden Rule before lender approval are preliminary and are not a commitment to lend.

Investment-Property Financing

Golden Rule primarily facilitates financing for investment and business-purpose real estate transactions, including transactions such as fix-and-flip, new construction, rental, portfolio, multifamily, and commercial real estate financing.

The availability of a particular program depends on the applicable lender and transaction.

Broker Compensation

Golden Rule may receive compensation for brokerage and related services.

Any applicable Golden Rule fees are disclosed in the applicable application, broker agreement, term sheet, or other transaction documents before payment is required.

Third-party lender fees and costs are separate from Golden Rule's compensation unless expressly stated otherwise.

Professional Advice

Golden Rule provides financing brokerage services and does not provide legal, tax, accounting, financial planning, or investment advice.

You should consult qualified professionals regarding the legal, tax, financial, and investment consequences of a transaction.

No Guarantee

Golden Rule does not guarantee approval, funding, interest rates, loan terms, closing dates, investment returns, or transaction outcomes.

Terms and conditions apply and are subject to change without notice.

Important: Nothing on this page or elsewhere on the website is intended to represent that Golden Rule Investments is a licensed lender or licensed mortgage loan originator where no such license is held.

Golden Rule Investments is a mortgage broker. We are not a direct lender. All loans are arranged through third-party providers. Terms and conditions apply and are subject to change without notice. Availability of loan products is not guaranteed and is subject to lender approval. Golden Rule Investments does not make any loan commitments or fund any loans directly. All information provided on this website is for informational purposes only and should not be considered financial or investment advice. Please consult with a financial advisor or loan specialist for specific advice regarding your situation.

©2026 by Luxe Arbitrage LLC DBA Golden Rule Investments

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