Mortgage Disclosures
Effective Date: 01/20/20
Last Updated: 09/21/26
Golden Rule Investments' Role
Golden Rule Investments is a mortgage broker and financing intermediary. We are not a direct lender.
Golden Rule does not fund loans with its own capital. We work with independent third-party lenders and funding providers to identify potential financing solutions for qualifying investment and business-purpose real estate transactions.
Golden Rule does not make final lending decisions, approve loans, establish final underwriting requirements, or fund loans directly.
Financing Availability
Loan products and financing options are subject to availability and may vary based on the lender, property, transaction, borrower qualifications, loan purpose, location, and other applicable factors.
Submission of an inquiry, application, property information, or other documentation does not constitute a loan commitment or guarantee of financing.
All financing remains subject to lender review and approval.
Loan Terms
Interest rates, loan amounts, leverage, loan-to-cost and loan-to-value ratios, fees, repayment terms, prepayment provisions, closing requirements, and other loan terms are determined by the applicable lender and may change without notice.
Any terms or examples presented by Golden Rule before lender approval are preliminary and are not a commitment to lend.
Investment-Property Financing
Golden Rule primarily facilitates financing for investment and business-purpose real estate transactions, including transactions such as fix-and-flip, new construction, rental, portfolio, multifamily, and commercial real estate financing.
The availability of a particular program depends on the applicable lender and transaction.
Broker Compensation
Golden Rule may receive compensation for brokerage and related services.
Any applicable Golden Rule fees are disclosed in the applicable application, broker agreement, term sheet, or other transaction documents before payment is required.
Third-party lender fees and costs are separate from Golden Rule's compensation unless expressly stated otherwise.
Professional Advice
Golden Rule provides financing brokerage services and does not provide legal, tax, accounting, financial planning, or investment advice.
You should consult qualified professionals regarding the legal, tax, financial, and investment consequences of a transaction.
No Guarantee
Golden Rule does not guarantee approval, funding, interest rates, loan terms, closing dates, investment returns, or transaction outcomes.
Terms and conditions apply and are subject to change without notice.
Important: Nothing on this page or elsewhere on the website is intended to represent that Golden Rule Investments is a licensed lender or licensed mortgage loan originator where no such license is held.
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